Dear HMBA Supporter-

As President of the HMBA, I want to encourage you to cast an early ballot this week for Proposition 2 which can drastically improve our home equity laws in Texas.  If you're not familiar, Prop 2 will accomplish the following changes if it is approved: 

• Remove the "once a home equity, always a home equity" statute
• Reduce the 3% fee cap down to 2%, however remove title & appraisal from the calculation
• Removes the ag exemption statute 

Once Prop 2 is approved, more homeowners will have access to the equity in their homes and allow you to better serve your community.  These opportunities come around once or twice in a generation!  Do not miss out and click here to find the early voting location nearest you! 

Thank you for your continued support and please spread the word on the importance of Proposition 2! 

Sincerely,

 Joe Thompson

President
Houston Mortgage Bankers Association